Family of three smiles beside a toy house surrounded by cash, celebrating homeownership or real estate investment in a suburban yard.

You Don’t Need $20,000 Saved to Buy a Home in Birmingham. Here’s Why.

A family earning $70,000 a year purchasing a $200,000 home in Birmingham could access more than $20,000 in assistance through programs that can be stacked together. Some of that money is a forgivable loan. Some is a grant. Some is an annual tax credit that puts money back in your pocket every year for the life of your mortgage. And some programs require zero down payment at all.

You Don’t Need $20,000 Saved to Buy a Home in Birmingham. Here’s Why. Read More »